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If you are looking to buy, owner-occupied property, you can find loans requiring a 10% down payment. With an FHA loan, you can even pay as little as 3.5%. However, most mortgage plans require 20% down for an investment property loan.
Depending on the type of income property you are looking to invest in, a mortgage may be your best route to financing an investment property. If you will be renting out the property, you can offset monthly mortgage payments with regular rental income. Discuss with our financing experts to determine if a mortgage is right for you.
Income property financing is easier with government-backed VA or FHA loans. If you are looking to buy an owner-occupied investment property, you can enjoy down payments of as little as 3.5%. Your credit score may determine how much you have to pay as a down payment.
To qualify for a government-backed investment property loan, the income property must be your primary place of residence for at least a year. Additionally, you have to move in within 60 days of purchasing the property. A government-backed loan is usually a great option if you are purchasing a duplex, triplex or fourplex. With any of these income properties, you can live in one of the units and still get rental income from the other units.
This income property financing method is a great way to purchase investment property designed for rental purposes or investment property renovations. Depending on your financial situation, you can borrow up to 80% of your home’s primary equity value.
This method of financing an investment property comes with a number of considerations. Monthly payments usually interest only and interest rates can increase with changes in the prime rate. Discuss with our financing experts to see if a home equity investment property loan is right for you.
Designed for seasoned investors, this loan for investment property is perfect for investors with multiple real estate holdings. Over time, we have found that this type of loan is perfect for multiple house owners and investors looking to fix and flip properties.
This type of loan comes with shorter terms and higher than usual interest rates. Rather than assessing your job history, most lenders will provide this loan for investment property based on your investment portfolio. This makes it perfect for regular investors with at least two investment properties in their portfolio.
Sometimes, income property financing can be a complicated maze. Selecting the right kind of mortgage plan or loan for an investment property can be a tough endeavour. However, this process can be made considerably easier with the assistance of experienced financing experts.
Real Estate Investment Company is home to financing specialists with multiple years of experience providing financing solutions for investors at all levels. Your financial solution may be unique. However, it’s nothing our financing team can’t handle.Let us use our experience to help you provide answers to your income property needs. We have extensive experience with the real estate market. Also, we understand how different types of investment property loans work. Our financing team can put all of this special knowledge to good use for you
Choosing to get a mortgage or a loan for investment property is a huge step. We understand the importance of choosing the right strategy for income property financing. Therefore, our real estate investment experts take the time to assess your financial situation and choose the best kind of mortgage or investment property loan that will fit your needs.
Financing investment property is unique to different investors. This means that the kind of mortgage that works for an investor may not be the best option for the next investor. Today, there are more ways of financing an investment property than ever before. Basically, selecting the right strategy for your investment needs whether a mortgage or an investment property loan is dependent on the following:
At Real Estate Investment Company, we use due diligence to help you with financing an investment property. Our financing team will take factors such as the type of investment portfolio you are interested in, personal financial assessments and investment strategies to determine the best income property financing scheme that will work for you.
Do you need help financing an investment property? Can’t decide between a mortgage or an investment property loan? Sit down and discuss possible options with our financing specialists.
Do you need help with income property financing? Real Estate Investment Company has got you covered. We are one of the leading real estate investment trusts in Toronto and the GTA. As such, we offer excellent services that encompass every aspect of investing in real estate in Toronto including financing.
Are you thinking of getting loans for an investment property? Perhaps you want to invest in real estate and need to take out a mortgage? Contact Real Estate Investment Company today. We are home to a team of financing experts that will help you select the right financing option to purchase an investment property.
Are you thinking about financing an investment property with a commercial residential real estate loan? Sit down with our experts to discuss your options today!